Pay in 3 with Klarna
Split the cost of your phone into 3 interest-free payments
How It Works
Add to Cart
Choose your phone and add it to your cart as normal.
Select Klarna
At checkout, you'll be taken to our secure Stripe payment page where Klarna will appear as a payment option. Select it and complete a quick application.
Pay in 3
Your total is split into 3 equal payments. The first is taken at purchase, the second after 30 days, and the third after 60 days.
Example
For a phone costing £300.00, you would pay:
Eligibility
- You must be 18 years or older.
- You must be a UK resident.
- You must have a valid UK debit or credit card in your name.
- Available on orders between £35 and £1,000.
- Subject to a soft credit check by Klarna (this will not affect your credit score).
- Klarna will assess your application at checkout. Not all applicants will be accepted.
Payment Schedule
When you choose Pay in 3, the cost of your order is divided into 3 equal instalments:
- 1st instalment — collected at the time of purchase.
- 2nd instalment — automatically collected 30 days after purchase.
- 3rd instalment — automatically collected 60 days after purchase.
Payments are taken automatically from the card you used at checkout. You can view and manage your payment schedule in the Klarna app.
Late or Missed Payments
If a scheduled payment fails, Klarna will notify you and attempt to collect the payment again. Please ensure sufficient funds are available on your card.
Important: Late fees may apply if payments are not made on time. Missed payments may be reported to credit reference agencies and could negatively affect your credit rating and your ability to obtain credit in the future. Please only borrow what you can afford to repay.
Returns and Refunds
If you return a product purchased with Klarna Pay in 3, your remaining instalments will be cancelled and any payments already taken will be refunded to your original payment method. Refunds are processed by Klarna once we have confirmed the return.
For more details on our returns process, please see our Terms and Conditions.
About Klarna
Klarna is a Swedish fintech company and one of Europe's largest payment providers. Klarna works with over 500,000 merchants worldwide and serves over 150 million consumers globally.
For more information about Klarna, visit klarna.com/uk.
For Klarna customer support, visit the Klarna Help Centre or contact them through the Klarna app.
Important Information
Klarna's Pay in 3 instalments is an unregulated credit agreement. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.
18+, UK residents only. Subject to status. Late fees apply.
Pay in 3 is not regulated by the Financial Conduct Authority. Klarna's full terms and conditions can be found at Klarna Pay in 3 Terms.
Credit is provided by Klarna Bank AB (publ). Klarna Bank AB (publ) is authorised and regulated by the Swedish Financial Supervisory Authority (Finansinspektionen).
Have Questions?
If you have any questions about paying with Klarna, our team is happy to help.
Contact Us